Text/Wang Qiao
Editing / Solo show
Zinclink, as the first institutional media to propose industrial blockchain, has been actively promoting the implementation of industrial blockchain. Through in-depth reports to directly poke at the pain points of the industry, through sharing sessions to listen to the voice of the industry, through weekly reports to present a broad view of the industry, and through comments to present a unique perspective of industry observation.
Text/Wang Qiao
This week, the State Council issued the overall plan for the Beijing Pilot Free Trade Zone to support the construction of a legal digital currency pilot zone; secondly, in addition to scenarios such as transfers and payment of digital renminbi, it has also begun to test the traffic entry level scenario of "credit card repayment". On September 24, the "2021 Top 10 Global Financial Technology Trends" was released, of which 6 trends are related to building trust and privacy protection.
Industry Information and Comments
The following is a summary of industry blockchain news from September 18, 2020 to September 24, 2020.
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Industry Information and Comments
"2021 Global Top 10 Financial Technology Trends" released, including cross-chain
On September 24, "2021 Global Top 10 Financial Technology Trends" was released at the first Bund Conference. These 10 major trends include: full-stack trustworthiness, active security defense, cross-chain, shared intelligence based on privacy protection, sequence graph calculation, Continuous intelligence, machine learning for automatic factor discovery, knowledge graph and multimodal learning, deep personalization and openness and transparency. It is worth noting that six of these trends are related to building trust and privacy protection. (China Securities Network)
Comment: Over the past decade or so, the digital transformation triggered by financial technology has affected the lives of countless people. This change gives ordinary people the opportunity to enjoy more comprehensive financial services, and changes the 28% rule of the financial industry to the 82% pattern, and future development will bring greater changes to the industry and society.
The digital renminbi has begun to test the "credit card repayment" scenario
According to the reporter’s understanding, in addition to scenarios such as transfers and bill payments, the digital renminbi has also begun to test the traffic entry-level scenario of “credit card repayment”. Many industry insiders revealed that the digital renminbi is still being piloted on a large scale in Shenzhen, Suzhou, Xiong’an New District and other places. The four major banks are developing their own proprietary digital renminbi apps. Some banks develop apps called "digital renminbi". Some banks use animal names. (21st Century Business Herald)
Comment: The research on digital renminbi is advancing steadily, and its implementation is just around the corner.
The State Council issued the overall plan for the Beijing Pilot Free Trade Zone to support the construction of a legal digital currency pilot zone
The State Council issued the "Overall Plan for China (Beijing) Pilot Free Trade Zone". The "Plan" proposes to support the Digital Currency Research Institute of the People's Bank of China to establish a financial technology center, build a legal digital currency pilot area and a digital financial system, rely on the People's Bank of China's trade finance blockchain platform, form a trade finance blockchain standard system, and strengthen regulatory innovation . Build a financial technology application scenario pilot area and establish an application scenario release mechanism. (Beijing News)
Comment: Previously, the digital renminbi pilot implemented the "4+1" model, that is, internal closed pilot tests were conducted in Shenzhen, Suzhou, Xiong'an New District, Chengdu and future Winter Olympics scenes. With the gradual rollout of the pilot work, the digital renminbi is gradually approaching.
The Ministry of Industry and Information Technology released a digital transformation plan for the building materials industry, supporting the use of blockchain technology
On September 21, the official website of the Ministry of Industry and Information Technology issued a notice on printing and distributing the "Action Plan for Digital Transformation of Building Materials Industry Intelligent Manufacturing (2021-2023)". It is mentioned in the plan that in the direction of the new generation of information and communication technology integration scenarios, building materials companies are supported to use blockchain technology to realize product transactions, information traceability, quality management and other functions with upstream and downstream industrial chains, to ensure data security, and to gradually deepen applications. (Official website of the Ministry of Industry and Information Technology)
A few days ago, Chongqing People's Hospital and Jinshan Hospital, the First Affiliated Hospital of Chongqing Medical University, as the first batch of pilot units for blockchain financial electronic bills in Chongqing, have realized electronic bills for medical charges and uploaded them to the chain. The two hospitals have issued blockchain financial electronic bills. There are more than 150,000 bills. According to the person in charge of the Non-tax Center of the Chongqing Municipal Finance Bureau, anti-counterfeiting and reliable online circulation are the main features of blockchain financial electronic bills. From issuance to downloading of electronic bills, all operational information is truly and comprehensively recorded on the blockchain. The bill information and circulation information cannot be changed; after the patient pays the fee, he can check the generation, transmission, storage and other information of the bill in real time in the WeChat applet. (Xinhua News Agency)
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Comment: The reform of blockchain financial electronic bills can strengthen confidentiality and supervision. With the unique data encryption method of blockchain technology, it can effectively prevent information leakage. Secondly, the financial department can monitor the circulation status of bills in real time. Can be retroactively audited.
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Zhou Qiang, President of the Supreme People's Court: Deepen the integration of blockchain and other cutting-edge technologies with judicial trials
On September 23, the Supreme People's Court held a symposium on the work of Internet courts. Zhou Qiang, President of the Supreme People's Court, attended the meeting and delivered a speech. Zhou Qiang demanded that we should be brave in reform and innovation, adhere to the two-wheel drive of mechanism change and technological change, set a new benchmark for the Internet judicial model with greater efforts, and promote the modernization of the judicial system and judicial capacity. It is necessary to strengthen mechanism innovation, focus on building a mature and finalized new online litigation model and electronic litigation rules, and create a "model room" for the Internet judicial model. It is necessary to promote technological innovation, deepen the integration and docking of cutting-edge technologies such as cloud computing, blockchain, and 5G transmission, and judicial trials, and deeply cultivate the "experimental field" of technological integration and application. It is necessary to strengthen rule innovation, shift the focus of work from mechanism exploration and platform construction to establishing rules and improving systems, and build a "new high ground" for cyberspace governance and justice. (People's Court News)
Fan Yifei: Digital RMB research and development has achieved phased results
At the Ninth China Payment and Clearing Forum held on September 24, Fan Yifei, deputy governor of the central bank, stated that the digital renminbi is an important part of the structural reform of the financial supply side. Develop a technical currency that provides versatility. At present, the digital renminbi has achieved phased results and is undergoing internal closed testing. (The Beijing News Shell Finance)
Economic Daily: The use of blockchain can help financial consumers isolate risks
An article published in the Economic Daily stated that taking consumer information protection as an example, once information resale occurs, it is difficult to find the source of responsibility, let alone pursue accountability. However, by using blockchain technology, by authorizing users on the chain, the financial service process of consumers can be recorded and checked, and cannot be tampered with, so that the infringing subject can be accurately discovered and locked, and at the same time, penetrating supervision can be realized, so that financial consumption rights of the recipients are protected. Similarly, the use of blockchain technology can also track financial products in a timely manner throughout the entire process, prevent layer-by-layer nesting behaviors, and better help financial consumers isolate risks.
Huang Qifan: It is estimated that the scale of investment brought by the blockchain in the next 5 years will be trillions
Huang Qifan, vice chairman of the China International Economic Exchange Center, said that the information infrastructure involved in the new infrastructure, such as 5G network, big data, artificial intelligence, Internet of Things, cloud computing, blockchain, etc., will bring huge investment. Relevant agencies of the Ministry of Industry and Information Technology estimate that in 2018, the scale of my country's information and communication industry (including electronic information manufacturing, telecommunications, software and information technology services, and the Internet industry, etc.) reached 6.4 trillion yuan, accounting for 7.1% of GDP. It is estimated that during the period from 2020 to 2025, my country's 5G commercial use will directly drive the total economic output of 10.6 trillion yuan and directly create an economic value-added of 3.3 trillion yuan. Another example is the Internet of Things. It is estimated that at least 3-5 billion terminals will be connected to the Internet in the next five years to form the Internet of Everything, which will bring an investment scale of 2-3 trillion yuan. Artificial intelligence, blockchain, etc. will also be trillion-level.
More importantly, the five in one of big data, cloud computing, artificial intelligence, blockchain and network (Internet, mobile Internet, Internet of Things) will form an organic system of digital platforms, which will be jointly generated on the basis of 5G and become a system similar to Human intelligent life. If this kind of digital platform is compared with human beings: blockchain technology, like distributed genes that cannot be tampered with by human beings, has undergone more advanced "genetic modification technology", which greatly improves the brain response speed and bone robustness from the basic level. , Limb control flexibility. With the help of blockchain technology, the basic functions and applications of the Internet digital platform will be subversively transformed, thereby generating a stronger impetus to the economy and society. (People's Daily Online)
President of Bank of Communications: Currency digitalization will redefine financial production and delivery methods
At the "2020 China Banking Industry Development Forum", Liu Jun, President of the Bank of Communications, pointed out that the impact of financial technology on the existing financial system is bound to be greater, the mobility, automation and even intelligence of financial services, the digitization of currency, and the intelligence of investment "Bitcoinization" of financing, etc., not only reshape the financial infrastructure and logical framework, but also redefine the production and delivery methods of finance, and then make the convergence of finance and economy, the interaction with society and the relationship with people Significant changes have taken place, and how people and machines get along and achieve a win-win situation is an unavoidable proposition. The supremacy of humans and the effective control of humans over machines must not be taken for granted. (Sina Finance)
Zhu Min from Tsinghua University: The issuance of central bank digital currency will change the financial ecology
