Text/Wang Qiao
Editing / Solo show
Zinclink, as the first institutional media to propose industrial blockchain, has been actively promoting the implementation of industrial blockchain. Through in-depth reports to directly poke at the pain points of the industry, through sharing sessions to listen to the voice of the industry, through weekly reports to present a broad view of the industry, and through comments to present a unique perspective of industry observation.
Text/Wang Qiao
This week, several people from state-owned banks said that they are testing digital wallet applications on a large scale in Shenzhen and other places to prepare for the official launch of digital currency; the central bank’s financial technology company "Chengfang Financial Technology Co., Ltd." was officially established and registered in Beijing. City Xicheng District; Guangzhou Nansha New District will build an IPv6 demonstration base to support the development of emerging business formats such as blockchain; Xinhua Viewpoint” reporter investigations found that some government affairs blockchain technology standards are not uniform, which may bring new data islands. Network security The risk should not be underestimated. Many places have "government affairs on the chain", and many services have achieved "at most one run".
Industry Information and Comments
The following is a summary of industry blockchain news from July 31, 2020 to August 6, 2020.
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Industry Information and Comments
The four major banks are conducting large-scale internal testing of digital currency apps, which can complete transfers with mobile phone numbers
A number of people from major state-owned banks said that they are testing digital wallet applications on a large scale in Shenzhen and other places to prepare for the official launch of digital currency. The digital currency is led by the central bank, and various banks have been testing the landing scenarios in the past few months. At present, internal employees of some major banks have started to use it for scenarios such as transfer and payment.
Judging from the landing scene of "digital currency", it can realize recharge, cash withdrawal, transfer, scanning code consumption, etc., among which transfer can be carried out only with the other party's mobile phone number, and the function of transferring money without network is being tested. The payment logic is similar to third-party payments such as WeChat and Alipay, and users can scan QR codes to pay each other. (21 financial circles)
Comments: The footsteps of "digital currency" landing are getting closer and closer, which will change more scenarios and further advance the digital economy.
"Chengfang Financial Technology", a financial technology company under the central bank, was formally established
The central bank's financial technology company "Chengfang Financial Technology Co., Ltd." was formally established. Its registered place is Xicheng District, Beijing. It was established on July 30, 2020, with a registered capital of 2,007.8 million yuan. The clearing center and the China Gold Coin Corporation, China Financial Electronics Corporation, and China Banknote Printing and Minting Corporation, which are wholly owned by the central bank, are funded by five central bank companies. The legal representative is Zhang Yongfu.
The main business scope of Chengfang Financial Technology Company includes: software development; technology development, technical consulting, technical services, technology transfer; data processing; computer system services; leasing of mechanical equipment; leasing of electronic products; sales of computer software and auxiliary equipment, mechanical equipment, electronic product. Among the five shareholders of "Chengfang Financial Technology" company, the Credit Information Center and the Clearing Center are two institutions directly under the central bank, and the three companies are China Gold Coin Corporation, China Financial Electronics Corporation, and China Banknote Printing and Minting Corporation. It is 100% controlled by the central bank, which shows that the status of "Chengfang Fintech" is extraordinary. (pay home)
Comments: In recent years, the central bank has deployed many places in financial technology, such as the Digital Currency Research Institute of the People's Bank of China, Shenzhen Financial Technology Research Institute, and Yangtze River Delta Financial Technology Co., Ltd., each of which assumes different roles.
The "first order" of blockchain empowering construction industry landed in Shanghai
At the summit forum on "Digital Technology Shapes New Industrial Ecology" hosted by the Shanghai Association for Science and Technology recently, Cao Jiaming, vice chairman of the Architectural Society of China and chairman of the Shanghai Architectural Society, revealed that the renovation project of the old Shanghai brewery will introduce blockchain technology. This is also the "first order" for the blockchain-enabled construction industry across the country. In the reconstruction project of the old Shanghai brewery, blockchain technology will be applied to the whole process of project approval, design, construction, replacement, etc., and it will take about half a year to complete. At present, the design part has been completed and is entering the construction stage. The "smart contract" provided by blockchain technology is widely embedded in the whole process. (Interface News)
According to news on July 31, the Guangdong-Hong Kong-Macao Greater Bay Area Innovation Center of the Next Generation Internet National Engineering Center has joined hands with telecom operators, network equipment vendors, network technology service providers, terminal application vendors, and network security vendors to build a pure IPv6 demonstration base in Nansha New District , by building a next-generation Internet network with comprehensive coverage of IPv6 network capabilities, rich business support, and complete processes, it supports the rapid development, incubation and birth of 5G, industrial Internet, blockchain, big data, artificial intelligence, Internet of Vehicles and other emerging formats New technologies and new formats. (Guangzhou Daily)
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Comment: In the era of global digitalization, the IPv6 next-generation Internet is the only way for future development. Guangzhou Nansha, as the geographical center of the Guangdong-Hong Kong-Macao Greater Bay Area and an important gateway for China's opening up, will surely emerge with more vigorous new momentum under the integration of Internet genes.
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Yao Qian: Blockchain can make public data more credible
At 2:00 pm on August 6, the first episode of the "Looking for Blockchain Power" series of interviews jointly planned by AntChain, Luohantang, and Sina Finance was officially launched. Yao Qian, Director of the Technology Supervision Bureau of the China Securities Regulatory Commission, and Jing Xian, Chairman of Ant Group Dong Gong talked about how the blockchain can empower trust.
Yao Qian said that in the digital age, how to go beyond the paper carrier and establish "digital" evidence, how to put digital fingerprints and digital official seals on it, so as to prevent the numbers from being easily changed, requires a new technology to guarantee it. For digital currency or high-value digital assets, there is still a "double spending" problem that needs to be solved: even if the digital currency of 100 yuan is detained with a digital official seal, such as a digital signature signed by the central bank, it may be copied and repeated. cost possible. Blockchain technology is a general term for comprehensive digital technologies that solve the above-mentioned series of problems in the digital age. For example, encrypting with the public key of the opposite end and signing with the private key of the local end can solve the problem of data confidentiality, the problem of pressing fingerprints, and the problem of determining the counterparty of the transaction; The problem of uniqueness, to prevent "double spending"; the use of consensus algorithms can solve the problem of one person recording data, multiple people's supervision and review, and not being able to falsify at will without a trusted middleman. From this perspective, blockchain technology is a trusted technology for managing digital certificates and a "trust machine" in the digital age. (Sina Finance)
China Banking and Insurance Regulatory Commission: Encourage property insurance companies to use blockchain to update and rebuild traditional insurance operation processes
The China Banking and Insurance Regulatory Commission recently issued the "Three-Year Action Plan for Promoting the High-Quality Development of the Property Insurance Industry (2020-2022)". The "Plan" points out that property and casualty insurance companies are encouraged to use big data, cloud computing, blockchain, artificial intelligence and other technological means to update and rebuild traditional insurance operation processes and improve the level of digital, online, and intelligent construction. By 2022, the online rate of major business areas will reach more than 80%. Encourage property insurance companies to upgrade their risk management and control capabilities through digitalization, and improve their core competitiveness such as risk pricing, customer segmentation, and anti-fraud. (China Economic Net)
Academician of the Chinese Academy of Engineering: Banks can use blockchain management to meet the short, frequent and urgent needs of enterprises
Wu Hequan, an academician of the Chinese Academy of Engineering, said that SMEs are now facing various difficulties during the epidemic. The first is financial difficulties, but many small and medium-sized enterprises do not have much real estate and cannot guarantee it. At this time, the bank can use the Internet of Things to supervise the products or semi-finished products stored in the warehouse, and turn the temporary movable property into short-term real estate for management, realize the coordination of logistics, capital flow and information flow, and use blockchain management to adapt to short and small enterprises For frequent and urgent loan needs, borrow and repay at any time. (Beijing Daily)
Wanxiang Blockchain Xiao Feng: The implementation of blockchain applications is divided into three stages, and has now entered the 2.0 stage of application implementation
On July 31, Xiao Feng, chairman and general manager of Wanxiang Blockchain, delivered a speech entitled "Three Stages of Blockchain Application Implementation". Xiao Feng said that he believes that the application of blockchain can be divided into three stages. In the 1.0 stage of blockchain application implementation, blockchain technology mainly plays the role of tools such as certificate storage and traceability. Today, we have entered the 2.0 stage of blockchain application landing. In this stage, blockchain technology plays the role of reorganizing production relations, giving birth to innovative business models such as distributed commerce.
The 2.0 stage of blockchain application landing is not the final stage of blockchain application. Next, with the issuance of the central bank's digital currency, as multilateral platforms become more and more active, we will enter the 3.0 stage of blockchain application landing—that is, asset digitization and digital assetization, brought about by blockchain-based value distribution and value exchange. In this stage, we will see digitization and intelligence, followed by financialization and assetization, bringing back the economic system based on stakeholders, new value assessment, value distribution, and value exchange blockchain applications was built up. (Wanxiang Blockchain)
Opinion: The implementation of the central bank's blockchain financial application specification is expected to promote the growth rate of "blockchain + finance"
Recently, the central bank issued the "Notice on Promoting the Application of Blockchain Technical Specifications" and the "Rules for Evaluation of Financial Application of Blockchain Technology". Industry insiders believe that the implementation of the "Rules" is expected to promote the application of blockchain in the financial industry, and it is not ruled out that the combination of the central bank's digital currency DCEP and blockchain-related applications in the future will bring potential market space. This means that financial institutions such as banks, securities companies, and insurance companies will usher in unified standards for product design, software development, and system evaluation when implementing blockchain technology financial applications, which will help promote blockchain applications in the financial industry. At the same time, considering the distributed, safe, and stable characteristics of the blockchain, it is believed that after the DCEP is implemented in the future, there is room for imagination to combine applications with the blockchain in more links. The industry believes that after the DCEP pilot, it will face large-scale promotion, requiring an independent system to support the operation of the entire system, including payment, transfer and other scene-side applications. Among them, digital wallet is one of the important systems, and blockchain is the key technology. (Securities Daily)
Opinion: 15 policies increase the construction of blockchain talents, and the talent problem needs to be solved by enterprises
Cai Liang, executive deputy director of the Zhejiang University Blockchain Research Center, said that local governments and central enterprises have also implemented many blockchain application scenarios this year, and the demand for blockchain research talents, low-level development talents, and application-oriented talents has increased significantly . However, the current qualified stock blockchain talents account for less than 10% of the demand. According to the prediction of Gartner, an international authoritative consulting organization, China's blockchain talent gap will reach more than 750,000.
Not only companies are scrambling for talents, but all parts of the country are also implementing blockchain development measures to accelerate talent competition. According to statistics, only from October 24, 2019 to the present, from the Ministry of Education and other ministries and commissions to various provinces and cities, a total of 15 blockchain talent-related policies have been issued, from scientific research subsidies to housing subsidies, Hainan, Quanzhou, Chengdu, etc. The local government has even offered a million-yuan talent support plan, and all parts of the country are "building nests to attract phoenixes."
