
The essence of supply chain finance is to revolve around a core enterprise in the supply chain, and to grant credit to enterprises in the entire industrial chain by managing its upstream and downstream capital flow and logistics. Supply chain finance is a bank that manages the capital flow and logistics of upstream and downstream small and medium-sized enterprises around the core enterprise, and transforms the uncontrollable risk of a single enterprise into the controllable risk of the supply chain enterprise as a whole. By obtaining various information as a whole, the risk is controlled within Minimum financial services. With the help of blockchain, artificial intelligence, cloud computing and other cutting-edge technologies, it solves the problems of weak risk control and financing difficulties of small and medium-sized banks.
The supply chain financial risk control system is a system in which Internet supply chain finance uses blockchain technology to implement risk control. The supply chain financial risk control system uses big data and cloud computing algorithm statistics to analyze consumer consumption habits and repayment capabilities, and reduces Internet financial risks by using blockchain technology in a closed loop. Since the supply chain financial risk control system can effectively transform uncontrollable risks into controllable risks of the supply chain as a whole, it has been adopted by many banks at present. Shenzhen Development Bank and China Merchants Bank were the first to start credit system, risk management and product innovation in this area. Subsequently, due to the increasingly urgent financing needs of small and medium-sized enterprises, many domestic commercial banks also began to adopt the supply chain financial risk control system.
The supply chain financial risk control system is still in the initial stage of development in my country, but due to the large demand, the development speed is relatively fast. The supply chain financial risk control system is currently used in many domestic industries, including automobiles, electric power equipment, computer communications, coal, chemicals, etc. With the continuous development and maturity of the supply chain financial risk control system, it is believed that its market size will grow even greater in the future.