Produced by Odaily
Author | Qin Xiaofeng
Editor | Liang Chen
Produced by Odaily
Author | Qin XiaofengEditor | Liang ChenIn recent years, there has been a trend in China's urban governance - the construction of "smart cities", and governments across the country have introduced relevant policies to promote it.
so-called"
Smart City"It is to use various information technologies or innovative ideas to integrate the city's constituent systems and services to improve the efficiency of resource utilization, optimize urban management and services, and improve the quality of life of citizens.In the documents issued by various places, the information technology mentioned includes cloud computing, Internet of Things, big data and artificial intelligence. There are also many cities (Nanjing, Hangzhou) that are more "advanced" and apply "blockchain technology" to the smart city. under construction.
Blockchain filing list
The name of the company is Jiangsu Rongze Information Technology Co., Ltd. ("Rongze Technology"). There are as many as four filing services this time, namely: Rongze blockchain electronic license sharing platform, inclusive financial platform, smart Medical platform, government science and technology innovation service payment platform.
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(CAC Filing List)secondary titleTrusted alliance chain (RBC), passed the test of the Ministry of Industry and Information Technology
Founded in 2013, Rongze Technology is a blockchain
trusted network
Operators mainly use artificial intelligence, blockchain and other information technologies to provide digital governance solutions and operational services for the society.
In September 2015, Rongze Technology established the blockchain research and development department, and began to develop and launch the alliance chain - Rongze Blockchain (RBC).
Wang Jian, CTO of Rongze Technology, told Odaily that RBC borrowed from the smart contract of Ethereum and the program of Open Blockchain, an IBM blockchain project, and adopted intelligent networking technology, elliptic curve encryption algorithm and Byzantine consensus algorithm.As an alliance chain, RBC is not fully open sourced at present, and its source code is only open sourced to customers.In October 2018, RBC passedPaper expensive technologyMinistry of Industry and Information Technology
Paper expensive technology
, Tencent and a total of 7 companies.
RBC is positioned as a builder of business scenarios, and uses business scenario applications to promote blockchain technology to the real economy. At present, all the businesses of Rongze Technology are based on the construction of RBC, including the four blockchain services filed this time, which will be introduced one by one below.
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Blockchain + e-government for data sharing
The first blockchain service registered by Rongze Technology this time is "Rongze Blockchain Electronic License Sharing Platform", which was launched in January 2017.
At first glance, "electronic license" seems to be the digitization of ID cards and other documents, but it is not.
"Blockchain electronic license sharing platform" is actually a government data sharing platform, which is simply "blockchain + e-government". Various functional departments of the government can upload departmental data and view data of other functional departments through the blockchain, thereby breaking through the barrier of data sharing between government departments and realizing cross-departmental flow of government information.
Before the emergence of "blockchain + e-government", various local governments tried to realize the sharing of government affairs data, but in the end it was unsustainable.
Wang Jian explained that in addition to lack of motivation, traditional government data sharing also faces some other pain points:
The failure of the centralized system may lead to the unavailability of the entire service;
There are risks of data tampering and falsification in the centralized system, and whether the cross-department government data is credible;
The centralized system has the risk of being invaded, and it is difficult to reach trust among various departments, worrying about the security risks of information leakage;
Centralized agencies are not equal, and it is difficult to collect information comprehensively. How to collect data from all administrative agencies.
On the blockchain government data sharing platform, the above problems can be greatly solved.
49 government functional departments, including public security, industry and commerce, social security, and civil affairs, will act as management nodes on the chain, and each node is equal to form a huge e-government data network.
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Each node will transmit the data of its own department to the chain, and the electronic signature of the department must be attached when uploading, so as to urge the department to guarantee the authenticity of the transmitted data, and it is also conducive to other departments to use the data credibly .
"We will maintain the original appearance of the information on the chain of the department, and will not perform any cleaning or modification of the data." Wang Jian explained, "If we change it, the functional department may not accept it, thus destroying the continuity of trust. .”
In addition, due to the openness and transparency of the blockchain, each node (department) can view the usage of all data to avoid information disclosure; each node is a full node (data volume is 15T), and will store all Data, distributed storage can also avoid downtime problems.
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Motivation: Token incentive + superior assessment
Many people will wonder why so many functional departments must join "blockchain + government services"?
First of all, the rigid demand of business scenarios is undoubtedly a major driving force.
Taking real estate transactions as an example, real estate transactions and real estate registration have always involved real estate surveying and mapping, transaction filing, tax payment, real estate registration and other businesses, involving multiple departments.
Wang Jian explained that initially, the Nanjing Municipal Public Security Department did not join the network as a node because they were worried that the blockchain network was not secure enough. Later, Nanjing City introduced a talent settlement policy, and the business processing speed of the public security department could not support the huge business needs, so they finally chose to join it for collaboration.
In addition, the blockchain government data sharing platform also sets up Token incentives. Departments can get Token rewards for uploading data, and Tokens will be consumed for viewing data of other departments. "Our Token is not listed on the exchange, it is just to solve the ecological relationship." Wang Jian explained the purpose of the Token.
However, Wang Jian said frankly that the reason why "blockchain + e-government" can be successfully applied in Nanjing lies in the promotion of government departments. "The Nanjing Municipal Government requires all cross-departmental information interactions to go through the blockchain, and there are assessment indicators."
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(Blockchain electronic license platform coverage)
"First Prize of National Economic Information System Excellent Research Achievements" promulgated by the State Information Center
"First Prize of Jiangsu Provincial Economic Information System Outstanding Research Achievements" issued by Jiangsu Provincial Information Center
At present, Rongze Technology is cooperating with Jiangsu Provincial Information Center, hoping to promote "blockchain + e-government" to other areas of Jiangsu Province.
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The "government network" constructed by the aforementioned "blockchain + e-government" is a backbone of Rongze Technology's business. On this basis, Rongze Technology combined the financial network of the banking sector with the government network to launch an inclusive financial platform.
"In the past, the government affairs network and the financial network were disconnected, but now the data is connected through the blockchain." Wang Jian explained that the inclusive financial platform has broken down the barriers between government affairs data and bank financial data.
In addition to the nodes of government functional departments, Rongze Technology has expanded its node participants to include banks and other financial institutions. However, unlike the nodes of the government affairs department, nodes such as banks cannot view the data of the nodes of the government affairs department, and they do not need to transmit data to the chain, only need to build smart contracts on the chain.
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(Inclusive financial application scenarios)
In the past, to buy a house, citizens had to go to different banks to apply for a house loan with various materials such as the house purchase contract and salary certificate. Since different banks evaluate lenders differently, it is necessary to go to multiple banks for comparison in order to obtain the best loan approval. This process also consumes a lot of time and effort.
Now, after buying a house, citizens can log on to the inclusive finance platform and authorize various banks to unlock their private data in government departments, including taxation, work, real estate and other information. After authorization, the information will enter into the bank's pre-set smart contract in encrypted form to run, and give each bank's loan amount (at this time, the bank still cannot see the data). Citizens can choose a bank they are satisfied with for the next step of authorization. After receiving the authorization, the bank can download the identity data to the bank's own system for review; if it passes the review, the bank will notify the citizens to sign and collect the money; if not, the citizens can choose other banks.
Overall, the inclusive financial platform saves the operation process and waiting time of financial business. At present, the platform has access to 28 banks, and the online credit loan amount is nearly 100 billion.
Government services + inclusive finance + enterprise network = smart medical care, science and technology innovation services
On the basis of the inclusive financial platform, Rongze Technology includes hospitals, insurance companies and other enterprise networks to form a smart medical platform.
With the help of blockchain technology, the smart medical platform realizes data sharing and business linkage between the government, medical institutions, and financial institutions: the government provides personal occupation, income, assets, credit, social security and other data; medical institutions provide patient information and diagnosis information , expense details and other data; financial institutions use the support of smart contracts to realize medical services such as direct compensation/quick compensation for personal medical insurance, settlement after diagnosis and treatment, electronic medical records, and cost installments.
image description"(Smart Healthcare)"。
For example, in the past, citizens had to go to the hospital to issue various information such as medical records and invoices for commercial insurance reimbursement, and then go to the insurance company to settle the claim. The whole process took a lot of time and energy. Now, through the smart medical platform, the data barriers of the government, hospitals, and insurance companies have been broken, and citizens can feed back medical information to insurance companies in real time, and quickly obtain claims. Moreover, since it is connected to financial networks such as banks, citizens can also pay for medical expenses in installments.
In addition to the smart medical platform, another derivative direction of "inclusive finance + enterprise network" is to build
Government technology innovation service payment platform
In recent years, the state has vigorously supported scientific and technological innovation, and local governments have also given policy support and rewards to scientific and technological innovation enterprises. However, Wang Jian believes that there are some problems in the actual operation of traditional science and technology innovation support. For example, it is difficult to evaluate the effect of enterprises' science and technology innovation, and enterprises do not do things with money; information is closed, and enterprises that really want to do science and technology innovation do not have enough understanding of policies.
"How to improve the efficiency of innovation support? Traditional methods are difficult to solve, and blockchain can just solve this problem." Wang Jian said.
The "Government Technology Innovation Service Payment Platform" can achieve the following effects:
No-perception authentication and supervision of innovation subject: Based on the trusted network foundation built on the e-government sharing platform, the identity of the innovation subject can pass multi-departmental cross-validation and precise audit, which solves the problem of no-perception authentication and supervision of the innovation subject, and dynamic data collection across the network ;
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Payment circulation and redemption of reward funds: in the form of digital coupons, it can be flexibly and conveniently circulated and exchanged between the government and innovation entities to realize the centralization, standardization and transparency of payment circulation, and realize efficient cross-regional circulation and full traceability.
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postscript
In addition to the above-mentioned products, Rongze Technology also launched a blockchain cloud service platform (RBaaS) based on existing "databases" such as government affairs network and financial network to help users directly build business scenarios using existing data.
In addition, Rongze Technology has also built a RMB prefix number circulation platform based on blockchain technology to manage the prefix numbers generated by the inter-bank transfer business of various financial institutions, and realize the smooth flow of each RMB in the whole process of circulation in financial institutions. backtracking.
At present, Rongze Technology has obtained more than 30 soft works, 15 products, and 5 blockchain patents:
Blockchain-based anonymous membership transaction method;
A blockchain-based trusted government data sharing network system and sharing method;
Blockchain-based commercial real estate value analysis system and method;
