Xiao Feng: It is recommended that the central bank allow commercial institutions with scenarios and traffic to open accounts in the central bank
2019-09-18 10:49
星球日报讯 9月18日,在第五届区块链全球峰会上,万向区块链董事长 肖风从货币视角、金融视角以及商业视角思考Libra,其中在货币视角中,他认为央行数字货币为主权货币、Libra为跨主权货币,比特币与DAI为非主权货币;银行货币有存款保险但没有法偿性,互联网货币却有100%准备金,Libra有100%准备金但不是央行监管,建议央行允许有场景和流量的商业机构在央行开户,向央行缴纳100%准备金,兑换央行数字货币。
在金融视角中,他表示基于区块链(密码地址)的数字货币支付系统为第四代个人支付系统,数字金融的核心是点对点支付清算以及非担保交易交收。
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